About Us

We design and administer retirement plans to the desires of our clients. This includes tax sheltering strategies, retirement plan benefits to attract and retain employees while providing income to their employees at retirement. We partner with your accountant, financial advisor and/or attorney to tailor retirement plans that fit each individual company’s need.

We are SMS Retirement

Who We Are

SMS is a consulting firm located in Cincinnati, Ohio, that has been providing retirement plan services since 1985. We work in partnership with you, your accountant, your attorney and your investment advisor to design and administer a retirement plan that will provide tax sheltered strategies as well as a substantial retirement income.

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Our Reach

We currently provide administration and actuarial services for more than 1,000 retirement plans. Our clientele includes professional corporations as well as self-employed individuals. We provide qualified retirement plans for corporate directors, professors, physicians, dentists, attorneys, CPA’s and many other business owners in a wide variety of occupations. We administer plans ranging in size from a single individual to several thousand participants.

Count On Us

Our independent service approach means you can count on us for objective advice focused on your best interests. We work with your investment providers and advisors, concentrating on plan design and administration, so your financial team can focus on asset performance.

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Our Firm

Our firm consists of two Enrolled Actuaries, five ASPPA credentialed members, and other staff averaging more than 20 years of experience in the retirement planning industry. We are experts in Defined Benefit and Defined Contribution plans, including newer “DB/DC Combo” plan designs. We can often help design a retirement program that significantly leverages the benefit provided to you, the owner, while still providing the desired benefit to your employees.